| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 811631.82 | 682296.57 | 693114.56 | 374792.19 | 343136.68 |
| Interest / Discount on advances / Bills | 568745.75 | 452933.29 | 458344.67 | 251529.34 | 238685.71 |
| Interest on balances with RBI and other Inter-bank funds | 21317.91 | 21439.54 | 16106.39 | 12056.37 | 12062.07 |
| Income on investments | 216356.46 | 201594.68 | 210354.16 | 107357.71 | 91487.67 |
| Others | 5211.70 | 6329.06 | 8309.35 | 3848.77 | 901.23 |
| Other Income | 159153.53 | 135244.13 | 143067.23 | 57892.73 | 50417.08 |
| Commission,exchange and brokerage | 21870.99 | 17190.49 | 12160.23 | 5457.36 | 5813.68 |
| Profit / (loss)on sale of investments(net) | 8624.18 | 35244.50 | 43296.43 | 14200.37 | 6404.74 |
| Profit on sale of Fixed Assets | -14.86 | -3.49 | 205.85 | -39.45 | 29.65 |
| Foreign Exchange Gains | 8133.57 | 6083.68 | 4340.88 | 5570.19 | 5649.04 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 120539.65 | 76728.95 | 83063.85 | 32704.26 | 32519.98 |
| Total Income | 970785.35 | 817540.70 | 836181.79 | 432684.91 | 393553.75 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 480328.45 | 401784.65 | 441123.99 | 258368.11 | 238960.93 |
| Intereston Deposits | 443831.97 | 374718.77 | 408359.05 | 240491.50 | 221004.37 |
| Interest on RBI / inter-bank borrowings | 18504.01 | 10560.98 | 14923.54 | 8440.29 | 8806.91 |
| Other Interest | 17992.48 | 16504.91 | 17841.40 | 9436.33 | 9149.65 |
| Operating Expenses | 234873.03 | 197026.12 | 197515.21 | 81878.75 | 78561.75 |
| Payments to and provisions for employees | 125240.04 | 102636.66 | 94910.22 | 34638.51 | 32372.27 |
| Rent,Taxes and lighting | 10823.28 | 10829.33 | 11206.35 | 6289.26 | 6139.98 |
| Depreciation on Banks property | 7445.67 | 7448.15 | 9081.50 | 4171.98 | 3738.20 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 744.95 | 670.85 | 1094.89 | 411.31 | 499.56 |
| Law charges | 1737.12 | 1525.87 | 1366.14 | 690.23 | 559.41 |
| Communication Expenses | 3223.48 | 3125.47 | 2336.29 | 1576.96 | 1236.17 |
| Repairs and Maintenance | 3733.26 | 3375.67 | 3662.62 | 1268.09 | 1258.14 |
| Insurance | 13750.45 | 11658.85 | 12098.69 | 5609.56 | 4199.08 |
| Other expenses | 68174.78 | 55755.27 | 61758.51 | 27222.86 | 28558.95 |
| Provisions and Contingencies | 134118.44 | 133066.52 | 174270.80 | 133950.24 | 115362.65 |
| Provision for investments | 19155.30 | 2004.80 | 4320.90 | 3723.70 | -4043.70 |
| Provision for advances | 115184.00 | 133827.90 | 149800.80 | 99704.80 | 113080.00 |
| Others Provisions | -220.86 | -2766.18 | 20149.10 | 30521.74 | 6326.35 |
| Profit Before Tax | 121465.43 | 85663.42 | 23271.79 | -41512.20 | -39331.58 |
| Taxes | 37162.00 | 33578.40 | -5008.40 | -11103.90 | -9997.50 |
| Current Income Tax | 37162.00 | 33578.40 | -5008.40 | -11103.90 | -9997.50 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 84303.43 | 52085.02 | 28280.19 | -30408.30 | -29334.08 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | 813.20 | 568.19 | 353.80 | -800.59 | 110.59 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 85116.64 | 52653.21 | 28633.99 | -31208.89 | -29223.49 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 85116.64 | 52653.24 | 28634.02 | -115210.97 | -83285.29 |
| Transfer to Statutory Reserve | 21083.19 | 13193.99 | 7335.68 | | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 34814.63 | 2471.84 | -496.43 | -2223.00 | 250.99 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 20504.31 | 12986.02 | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 8714.50 | 24001.39 | 21794.77 | -112987.97 | -83536.28 |
| Equity Dividend % | 30.00 | 19.00 | | | |
| Earnings Per Share | 12.00 | 8.00 | 4.00 | -9.00 | -17.00 |
| Adjusted EPS | 12.00 | 8.00 | 4.00 | -9.00 | -17.00 |