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CSB Bank Ltd.
 
BSE Code 542867
ISIN Demat INE679A01013
Book Value 209.11
NSE Code CSBBANK
Dividend Yield(%) 0.00
Market Cap(Million) 63391.72
P/E(X) 11.18
EPS(Rs.) 32.67
Face Value(Rs.) 10  
Particulars Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operational & Financial Ratios          
   Earnings Per Share (Rs)31.55  26.43  12.59  0.73  -22.98  
   DPS(Rs)0.00  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)174.84  143.22  116.72  103.93  72.45  
Margin Ratios          
   Yield on Advances11.23  12.89  12.97  13.28  12.69  
   Yield on Investments7.20  5.86  9.54  6.34  8.82  
   Cost of Liabilities3.90  3.99  4.53  5.53  6.00  
   NIM4.71  4.73  4.23  3.35  2.82  
   Interest Spread7.33  8.90  8.44  7.75  6.69  
Performance Ratios          
   ROA(%)2.01  1.88  1.04  0.07  -1.20  
   ROE(%)19.84  20.33  11.41  1.05  -29.20  
   ROCE(%)18.56  16.65  11.36  7.33  -21.53  
Efficiency Ratios          
   Cost Income Ratio57.12  56.17  58.58  65.53  97.68  
   Core Cost Income Ratio57.21  56.63  63.80  68.05  99.06  
   Operating Costs to Assets3.23  3.10  3.12  2.83  3.33  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)7.79  8.01  18.48  161.53  0.00  
   PCE(x)7.22  7.39  15.58  56.70  0.00  
   Price/Book(x)1.41  1.48  1.99  1.14  0.00  
   Yield(%)0.00  0.00  0.00  0.00  0  
   EV/Net Sales(x)2.18  2.79  2.92  1.89  0.06  
   EV/Core EBITDA(x)7.14  9.25  10.60  10.16  6.43  
   EV/EBIT(x)2.94  3.79  4.47  2.71  0.14  
   EV/CE(x)0.17  0.22  0.23  0.15  0.01  
   M Cap / Sales1.84  1.80  2.16  1.36  0.00  
Growth Ratio          
   Core Operating Income Growth15.65  22.51  58.94  34.62  14.33  
   Operating Profit Growth6.86  57.58  18.54  35.11  -13.78  
   Net Profit Growth19.38  109.93  1616.35  106.45  -102.55  
   BVPS Growth22.08  22.70  12.30  43.46  -19.60  
   Advances Growth30.58  9.53  27.03  7.08  13.69  
   EPS Growth(%)19.38  109.93  1616.05  103.19  -90.86  
Liquidity Ratios          
   Loans/Deposits(x)0.03  0.10  0.07  0.05  0.00  
   Cash / Deposits(x)0.06  0.07  0.04  0.03  0.05  
   Investment / Deposits(x)0.24  0.35  0.32  0.34  0.27  
   IncLoan / Deposits(x)3.20  9.94  7.45  5.03  0.00  
   Credit/Deposits(%)84.27  78.34  75.43  71.98  70.19  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.35  0.68  1.17  1.91  2.27