| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 190369.10 | 192717.30 | 192509.80 | 183230.00 | 204470.00 |
| Sale of Shares / Units | | | | | 270.00 |
| Interest income | 28543.10 | 26653.40 | 30758.00 | 51970.00 | 76770.00 |
| Portfolio management services | | | | | |
| Dividend income | 998.90 | 868.40 | 721.20 | 1530.00 | 2260.00 |
| Brokerages & commissions | 8595.60 | 7811.50 | 7349.70 | 7520.00 | 5550.00 |
| Processing fees and other charges | 1.00 | 20.00 | 21.00 | 120.00 | 530.00 |
| Other Operating Income | 152230.50 | 157364.00 | 153659.90 | 122090.00 | 119090.00 |
| Operating Income (Net) | 190369.10 | 192717.30 | 192509.80 | 183230.00 | 204470.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 15675.50 | 14692.10 | 13723.70 | 15070.00 | 15230.00 |
| Salaries, Wages & Bonus | 14498.30 | 13600.70 | 12731.60 | 13890.00 | 13800.00 |
| Contributions to EPF & Pension Funds | 718.50 | 694.70 | 611.00 | 690.00 | 670.00 |
| Workmen and Staff Welfare Expenses | 251.10 | 189.70 | 132.00 | 240.00 | 240.00 |
| Other Employees Cost | 207.60 | 207.00 | 249.10 | 250.00 | 520.00 |
| Operating & Establishment Expenses | 9287.40 | 8744.00 | 7901.80 | 8700.00 | 8470.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 7607.60 | 6950.90 | 6004.70 | 5650.00 | 5390.00 |
| Rent , Rates & Taxes | 626.30 | 757.00 | 841.20 | 1650.00 | 1470.00 |
| Repairs and Maintenance | 925.00 | 898.20 | 930.10 | 1260.00 | 1450.00 |
| Insurance | 22.90 | 30.50 | 30.20 | 30.00 | 30.00 |
| Electricity & Power | 105.60 | 107.40 | 95.60 | 110.00 | 130.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 16527.50 | 13119.00 | 11572.00 | 11070.00 | 8720.00 |
| Printing and stationery | | | | | |
| Professional and legal fees | 1128.50 | 916.30 | 1032.80 | 1890.00 | 2190.00 |
| Advertisement & Sales Promotion | 14496.10 | 11618.00 | 10106.80 | 7950.00 | 4760.00 |
| Other General Expenses | 902.90 | 584.70 | 432.40 | 1230.00 | 1770.00 |
| Provisions and Contingencies | 163739.20 | 209097.40 | 214660.10 | 182910.00 | 149490.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 5.10 | 0.20 | 5.30 | 70.00 | 150.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | 3532.20 | 28920.00 | 16280.00 |
| Other Miscellaneous Expenses | 163734.10 | 209097.20 | 211122.60 | 153920.00 | 133060.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 205229.60 | 245652.50 | 247857.60 | 217750.00 | 181910.00 |
| Operating Profit (Excl OI) | -14860.50 | -52935.20 | -55347.80 | -34520.00 | 22560.00 |
| Other Income | 2760.40 | 443.00 | 580.40 | 63410.00 | 9080.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | | |
| Income from investments | | | | 61600.00 | 8300.00 |
| Provision Written Back | 300.40 | 58.40 | 218.40 | 30.00 | 510.00 |
| Others | 2460.00 | 384.60 | 362.00 | 1780.00 | 270.00 |
| Operating Profit | -12100.10 | -52492.20 | -54767.40 | 28890.00 | 31640.00 |
| Interest | 3339.90 | 22184.60 | 27683.40 | 39940.00 | 45410.00 |
| Loans | 869.80 | 7472.80 | 7661.10 | 10710.00 | 13080.00 |
| Deposits | 611.40 | 1314.20 | 824.00 | 3630.00 | 100.00 |
| Bonds / Debentures | 1301.40 | 12419.80 | 17278.80 | 22130.00 | 26590.00 |
| Other Interest | 557.30 | 977.80 | 1919.50 | 3470.00 | 5640.00 |
| Depreciation | 1159.30 | 1123.60 | 1045.30 | 1230.00 | 1230.00 |
| Profit Before Taxation & Exceptional Items | -16599.30 | -75800.40 | -83496.10 | -12280.00 | -15000.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | -16542.70 | -79078.00 | -91140.60 | -12280.00 | -15000.00 |
| Provision for Tax | 1051.40 | 1469.40 | 1725.00 | -240.00 | 1220.00 |
| Current Income Tax | 1051.20 | 524.30 | 607.80 | 560.00 | 670.00 |
| Deferred Tax | 0.20 | 945.10 | 1117.20 | -800.00 | 550.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | -17594.10 | -80547.40 | -92865.60 | -12040.00 | -16220.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -191.50 | -609.10 | -1168.50 | 1240.00 | -520.00 |
| Share of Associate | | | | 50.00 | 1680.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | -17785.60 | -81156.50 | -94034.10 | -10750.00 | -15060.00 |
| Adjustments to PAT | | | | | -70.00 |
| Profit Balance B/F | -308438.70 | -227356.80 | -135666.60 | -123480.00 | -103340.00 |
| Appropriations | -326224.30 | -308513.30 | -229700.70 | -134230.00 | -118470.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | -326224.30 | -308513.30 | -229700.70 | -134230.00 | -118470.00 |
| Equity Dividend % | | | | | |
| Earnings Per Share | -70.00 | -321.00 | -372.00 | -43.00 | -60.00 |
| Adjusted EPS | -70.00 | -321.00 | -372.00 | -43.00 | -60.00 |