| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 941386.08 | 733854.56 | 743139.78 | 788946.98 | 529062.49 |
| Interest / Discount on advances / Bills | 657765.09 | 507506.64 | 514272.16 | 554910.73 | 356232.00 |
| Interest on balances with RBI and other Inter-bank funds | 16137.02 | 11382.85 | 16933.04 | 21601.51 | 20132.19 |
| Income on investments | 248010.56 | 195360.69 | 192753.81 | 192335.96 | 141752.31 |
| Others | 19473.42 | 19604.37 | 19180.78 | 20098.78 | 10945.98 |
| Other Income | 166393.69 | 143947.31 | 152536.49 | 121913.32 | 78870.50 |
| Commission,exchange and brokerage | 30997.08 | 28971.55 | 26215.04 | 26761.47 | 21396.87 |
| Profit / (loss)on sale of investments(net) | 15359.65 | 30556.37 | 34162.62 | 27778.41 | 9977.34 |
| Profit on sale of Fixed Assets | 143.31 | 42.35 | 2712.52 | 35.66 | 154.33 |
| Foreign Exchange Gains | 6903.49 | 11859.11 | 10780.72 | 10207.71 | 7238.92 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 112990.16 | 72517.93 | 78665.59 | 57130.07 | 40103.04 |
| Total Income | 1107779.77 | 877801.87 | 895676.27 | 910860.29 | 607933.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 499421.69 | 388154.73 | 432011.80 | 500398.91 | 325057.17 |
| Intereston Deposits | 428881.62 | 344139.49 | 387022.89 | 448564.84 | 285723.06 |
| Interest on RBI / inter-bank borrowings | 44182.31 | 17389.60 | 18400.13 | 26834.84 | 21044.86 |
| Other Interest | 26357.76 | 26625.64 | 26588.79 | 24999.22 | 18289.26 |
| Operating Expenses | 306444.64 | 248387.92 | 231174.70 | 213714.81 | 127689.67 |
| Payments to and provisions for employees | 143427.29 | 126438.31 | 119933.77 | 100744.41 | 54341.18 |
| Rent,Taxes and lighting | 16749.14 | 15526.16 | 15847.93 | 15839.73 | 10986.36 |
| Depreciation on Banks property | 19812.05 | 14004.86 | 13219.20 | 16972.27 | 9482.50 |
| Depreciation on leased assets | 506.52 | 377.54 | 353.85 | | |
| Auditor's fees and expenses | 919.42 | 906.29 | 817.64 | 1079.74 | 661.80 |
| Law charges | 2417.16 | 2034.71 | 1746.44 | 1688.58 | 1686.19 |
| Communication Expenses | 2050.61 | 1512.01 | 2101.64 | 2143.98 | 1197.18 |
| Repairs and Maintenance | 10515.56 | 10123.19 | 11258.97 | 11475.31 | 9383.12 |
| Insurance | 15420.38 | 14003.68 | 13742.52 | 10811.55 | 7166.83 |
| Other expenses | 94626.51 | 63461.16 | 52152.74 | 52959.23 | 32784.51 |
| Provisions and Contingencies | 96267.99 | 141176.21 | 168758.11 | 209085.64 | 139940.31 |
| Provision for investments | 17181.90 | 5677.40 | 11028.20 | 10174.20 | 1651.40 |
| Provision for advances | 52019.90 | 122951.50 | 144692.80 | 199292.30 | 124433.70 |
| Others Provisions | 27066.19 | 12547.31 | 13037.11 | -380.86 | 13855.21 |
| Profit Before Tax | 205645.46 | 100083.01 | 63731.67 | -12339.06 | 15245.84 |
| Taxes | 58766.70 | 23080.70 | 49192.70 | -21760.90 | 4375.10 |
| Current Income Tax | 58766.70 | 23080.70 | 49192.70 | -21760.90 | 4375.10 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 146878.76 | 77002.31 | 14538.97 | 9421.84 | 10870.74 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -1000.11 | -832.90 | -726.31 | -529.62 | -661.66 |
| Share of Associate | 3173.38 | 2327.51 | 1664.00 | 385.28 | 791.93 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 149052.03 | 78496.92 | 15476.66 | 9277.51 | 11001.01 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 166919.87 | -18011.20 | -85097.65 | 20371.53 | 20423.63 |
| Transfer to Statutory Reserve | 35838.78 | 18311.92 | 2385.44 | 1498.99 | 1421.57 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 76147.32 | 10246.20 | -618.82 | 109840.22 | 4638.29 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 28442.49 | 14738.38 | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 26491.28 | -61307.70 | -86864.27 | -90967.68 | 14363.77 |
| Equity Dividend % | 275.00 | 143.00 | | | |
| Earnings Per Share | 29.00 | 15.00 | 3.00 | 2.00 | 4.00 |
| Adjusted EPS | 29.00 | 15.00 | 3.00 | 2.00 | 4.00 |