| (Rs. in Million) |
| I. INCOME | | | |
| Interest Earned | 176505.18 | 149813.39 | 144461.50 |
| Interest / Discount on advances / Bills | 103434.99 | 83216.97 | 77646.87 |
| Interest on balances with RBI and other Inter-bank funds | 9020.04 | 4057.61 | 2522.30 |
| Income on investments | 62232.23 | 60204.29 | 60646.46 |
| Others | 1817.92 | 2334.53 | 3645.87 |
| Other Income | 25084.58 | 31008.07 | 34241.75 |
| Commission,exchange and brokerage | 2285.68 | 1897.18 | 1529.07 |
| Profit / (loss)on sale of investments(net) | -5060.82 | -3136.83 | 17960.60 |
| Profit on sale of Fixed Assets | 1.66 | 5.17 | -209.59 |
| Foreign Exchange Gains | 1834.13 | 3156.92 | 2114.53 |
| Income earned from subsidiaries/joint venture | 142.86 | 94.32 | 92.86 |
| Rent / Lease Income | | | |
| Provisions Written Back | | | |
| Miscellaneous income | 25881.08 | 28991.30 | 12754.28 |
| Total Income | 201589.76 | 180821.46 | 178703.24 |
| II. EXPENDITURE | | | |
| Interest Expended | 103073.93 | 85083.90 | 89664.52 |
| Intereston Deposits | 94166.54 | 80982.32 | 84683.32 |
| Interest on RBI / inter-bank borrowings | 5439.24 | 115.95 | 1123.62 |
| Other Interest | 3468.15 | 3985.63 | 3857.58 |
| Operating Expenses | 55109.15 | 47763.23 | 47548.09 |
| Payments to and provisions for employees | 38727.42 | 33143.11 | 34426.51 |
| Rent,Taxes and lighting | 2939.15 | 2675.26 | 2567.74 |
| Depreciation on Banks property | 2175.20 | 1649.55 | 1344.16 |
| Depreciation on leased assets | | | |
| Auditor's fees and expenses | 418.32 | 377.53 | 467.42 |
| Law charges | 32.01 | 31.83 | 47.53 |
| Communication Expenses | 138.11 | 146.31 | 170.26 |
| Repairs and Maintenance | 194.21 | 144.11 | 98.00 |
| Insurance | 2664.59 | 2389.77 | 2361.88 |
| Other expenses | 7820.14 | 7205.77 | 6064.59 |
| Provisions and Contingencies | 14355.61 | 30470.70 | 42245.50 |
| Provision for investments | 3244.30 | 2103.90 | 4397.80 |
| Provision for advances | | | |
| Others Provisions | 11111.31 | 28366.80 | 37847.70 |
| Profit Before Tax | 29051.08 | 17503.63 | -754.86 |
| Taxes | 10427.70 | 8206.00 | -2425.20 |
| Current Income Tax | 317.00 | 28.90 | 4332.90 |
| Deferred Tax | 10110.70 | 8177.10 | -6758.10 |
| Other taxes | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 18623.38 | 9297.63 | 1670.34 |
| Extra items | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | |
| Share of Associate | -360.53 | -348.43 | -213.51 |
| Other Consolidated Items | | | |
| Consolidated Net Profit | 18262.85 | 8949.21 | 1456.83 |
| Adjustments to PAT | | | |
| IV. APPROPRIATIONS | 17982.44 | 8050.06 | -124602.78 |
| Transfer to Statutory Reserve | 4655.84 | 2324.41 | 417.59 |
| Appropriation to General Reserve | | | |
| Appropriation to Revenue Reserve | | | |
| Appropriation to Other Reserves | | | |
| Equity Dividend | | | |
| Corporate dividend tax | | | |
| Other appropriations | 13326.59 | 5725.65 | -125020.37 |
| Equity Dividend % | | | |
| Earnings Per Share | 2.00 | 1.00 | 0.00 |
| Adjusted EPS | 2.00 | 1.00 | 0.00 |