| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 93552.28 | 80129.79 | 81110.88 | 84462.89 | 76755.61 |
| Interest / Discount on advances / Bills | 69975.54 | 60148.83 | 60630.15 | 65724.97 | 59352.43 |
| Interest on balances with RBI and other Inter-bank funds | 941.71 | 1686.91 | 3172.25 | 2660.32 | 1597.88 |
| Income on investments | 20709.24 | 16768.54 | 17307.93 | 16076.09 | 15519.90 |
| Others | 1925.79 | 1525.50 | 0.55 | 1.50 | 285.39 |
| Other Income | 7652.42 | 7534.83 | 7014.94 | 5085.97 | 8174.78 |
| Commission,exchange and brokerage | 1590.92 | 2007.74 | 2158.20 | 2377.20 | 2300.76 |
| Profit / (loss)on sale of investments(net) | 516.67 | 1230.96 | 2521.64 | 816.26 | 1942.91 |
| Profit on sale of Fixed Assets | 11.93 | 2.86 | 2.84 | 4.37 | 1.72 |
| Foreign Exchange Gains | 142.02 | 163.66 | 104.81 | 7.79 | 6.85 |
| Income earned from subsidiaries/joint venture | | | | -417.69 | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 5390.87 | 4129.61 | 2227.46 | 2298.05 | 3922.54 |
| Total Income | 101204.70 | 87664.62 | 88125.82 | 89548.86 | 84930.38 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 46094.38 | 41013.37 | 43398.80 | 47392.43 | 42911.26 |
| Intereston Deposits | 43512.42 | 39013.37 | 41398.65 | 44965.20 | 40185.95 |
| Interest on RBI / inter-bank borrowings | 364.80 | 14.36 | 12.65 | 37.69 | 411.40 |
| Other Interest | 2217.16 | 1985.64 | 1987.50 | 2389.54 | 2313.90 |
| Operating Expenses | 36508.70 | 35986.53 | 28841.63 | 27345.72 | 24850.51 |
| Payments to and provisions for employees | 27085.63 | 26750.79 | 20624.30 | 18906.39 | 16501.05 |
| Rent,Taxes and lighting | 1046.55 | 979.73 | 965.77 | 998.90 | 972.05 |
| Depreciation on Banks property | 1324.68 | 1243.33 | 1342.81 | 1256.74 | 1042.75 |
| Depreciation on leased assets | 251.87 | 197.53 | | | |
| Auditor's fees and expenses | 131.35 | 221.55 | 180.82 | 177.54 | 195.29 |
| Law charges | 187.19 | 128.20 | 113.51 | 96.90 | 85.88 |
| Communication Expenses | 49.64 | 40.77 | 48.21 | 40.89 | 47.15 |
| Repairs and Maintenance | 308.34 | 340.06 | 200.13 | 198.03 | 234.48 |
| Insurance | 1441.45 | 1293.85 | 1188.22 | 903.37 | 857.95 |
| Other expenses | 4681.99 | 4790.73 | 4177.87 | 4766.96 | 4913.91 |
| Provisions and Contingencies | 745.95 | 3208.94 | 10517.94 | 26250.97 | 10581.66 |
| Provision for investments | 834.60 | -206.60 | 313.30 | 1516.80 | 869.10 |
| Provision for advances | -282.40 | -217.90 | -134.00 | -306.70 | -444.40 |
| Others Provisions | 193.75 | 3633.44 | 10338.64 | 25040.87 | 10156.96 |
| Profit Before Tax | 17855.67 | 7455.78 | 5367.45 | -11440.25 | 6586.96 |
| Taxes | 5869.80 | 2411.40 | 1019.50 | 393.60 | 1948.50 |
| Current Income Tax | 5305.50 | 2153.40 | 366.50 | 719.10 | 2722.40 |
| Deferred Tax | 564.30 | 258.00 | 653.00 | -325.50 | -773.90 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 11985.87 | 5044.38 | 4347.95 | -11833.85 | 4638.46 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | -180.70 | -95.87 | -63.49 | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 11805.17 | 4948.51 | 4284.47 | -11833.85 | 4638.46 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 11805.17 | 4948.51 | 4284.47 | -11833.85 | 4638.46 |
| Transfer to Statutory Reserve | 2993.45 | 1253.91 | 1080.31 | | 1159.62 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 8295.98 | 3359.46 | 1865.41 | -12138.45 | 2899.53 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 515.74 | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 0.00 | 335.15 | 1338.75 | 304.60 | 579.32 |
| Equity Dividend % | 50.00 | | | | |
| Earnings Per Share | 11.00 | 5.00 | 6.00 | -17.00 | 8.00 |
| Adjusted EPS | 11.00 | 5.00 | 6.00 | -17.00 | 8.00 |