| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 194069.71 | 167358.42 | 169755.57 | 34850.00 | 31710.00 |
| Interest / Discount on advances / Bills | 131513.54 | 106658.81 | 108396.35 | | |
| Interest on balances with RBI and other Inter-bank funds | 4053.08 | 2345.22 | 3111.21 | | |
| Income on investments | 58503.09 | 56758.20 | 57136.56 | | |
| Others | | 1596.19 | 1111.45 | 34850.00 | 31710.00 |
| Other Income | 41164.47 | 49053.33 | 54856.46 | 5250.00 | 5360.00 |
| Commission,exchange and brokerage | 12210.04 | 10398.41 | 9487.53 | | |
| Profit / (loss)on sale of investments(net) | 2495.75 | 9336.64 | 18203.79 | | |
| Profit on sale of Fixed Assets | 15.84 | 12.01 | 14.92 | | |
| Foreign Exchange Gains | 5647.04 | 8984.78 | 6031.48 | | |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 20795.81 | 20321.50 | 21118.74 | 5250.00 | 5360.00 |
| Total Income | 235234.18 | 216411.75 | 224612.03 | 40100.00 | 37070.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 111462.89 | 104194.86 | 110694.55 | 22650.00 | 22030.00 |
| Intereston Deposits | 105364.52 | 102203.50 | 107037.41 | | |
| Interest on RBI / inter-bank borrowings | 6098.04 | 1991.23 | 3656.95 | | |
| Other Interest | 0.33 | 0.13 | 0.19 | 22650.00 | 22030.00 |
| Operating Expenses | 64298.14 | 54589.72 | 55690.29 | 9490.00 | 8870.00 |
| Payments to and provisions for employees | 41023.66 | 34888.94 | 37059.13 | | |
| Rent,Taxes and lighting | 4932.39 | 4459.27 | 4181.85 | | |
| Depreciation on Banks property | 2604.20 | 1725.59 | 2581.73 | | |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 321.21 | 391.13 | 363.28 | | |
| Law charges | 247.11 | 242.59 | 301.30 | | |
| Communication Expenses | 675.37 | 675.17 | 666.59 | | |
| Repairs and Maintenance | 272.02 | 229.34 | 198.00 | | |
| Insurance | 3409.75 | 3229.92 | 3002.64 | | |
| Other expenses | 10812.42 | 8747.78 | 7335.77 | 9490.00 | 8870.00 |
| Provisions and Contingencies | 35938.76 | 39839.23 | 50561.28 | 3790.00 | 3860.00 |
| Provision for investments | 13.50 | 2492.50 | -1649.90 | | |
| Provision for advances | 23824.40 | 35928.50 | 48206.50 | | |
| Others Provisions | 12100.86 | 1418.23 | 4004.68 | 3790.00 | 3860.00 |
| Profit Before Tax | 23534.40 | 17787.95 | 7665.91 | 4170.00 | 2310.00 |
| Taxes | 2494.50 | 695.20 | 82.40 | 0.00 | 0.00 |
| Current Income Tax | 206.00 | 317.10 | 232.40 | | |
| Deferred Tax | 2288.50 | 378.10 | -150.00 | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 21039.90 | 17092.75 | 7583.51 | 4170.00 | 2310.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 21039.90 | 17092.75 | 7583.51 | 4170.00 | 2310.00 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -159062.51 | -171152.72 | -182213.03 | 4170.00 | 2310.00 |
| Transfer to Statutory Reserve | 5246.97 | 4932.06 | | 1250.00 | 600.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | 20.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | 710.00 | 530.00 |
| Corporate dividend tax | | | | 90.00 | |
| Other appropriations | -164309.47 | -176084.78 | -182213.03 | 2120.00 | 1160.00 |
| Equity Dividend % | | | | 16.00 | 12.00 |
| Earnings Per Share | 1.00 | 1.00 | 0.00 | 9.00 | 5.00 |
| Adjusted EPS | 1.00 | 1.00 | 0.00 | 9.00 | 5.00 |