| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 858847.26 | 706137.86 | 702532.70 | 497587.54 | 479510.97 |
| Interest / Discount on advances / Bills | 613717.95 | 498797.93 | 504224.08 | 360604.61 | 343090.66 |
| Interest on balances with RBI and other Inter-bank funds | 29616.20 | 21736.29 | 18613.29 | 14091.75 | 8339.45 |
| Income on investments | 210036.64 | 181639.18 | 178617.65 | 121653.15 | 120729.83 |
| Others | 5476.47 | 3964.47 | 1077.68 | 1238.03 | 7351.03 |
| Other Income | 253250.36 | 236430.99 | 230861.78 | 117994.04 | 99071.60 |
| Commission,exchange and brokerage | 16141.24 | 14184.83 | 18468.18 | 12341.24 | 11322.91 |
| Profit / (loss)on sale of investments(net) | 14371.83 | 37485.61 | 40661.73 | 7161.17 | 4191.70 |
| Profit on sale of Fixed Assets | 3087.99 | 144.21 | 287.03 | -13.41 | -28.67 |
| Foreign Exchange Gains | 22456.32 | 28140.88 | 18831.33 | 11162.32 | 6341.20 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 197192.98 | 156475.47 | 152613.51 | 87342.73 | 77244.46 |
| Total Income | 1112097.62 | 942568.85 | 933394.48 | 615581.58 | 578582.57 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 529900.64 | 430354.70 | 451824.97 | 358171.86 | 323386.91 |
| Intereston Deposits | 487994.64 | 397537.27 | 421054.52 | 335278.39 | 301018.50 |
| Interest on RBI / inter-bank borrowings | 17651.37 | 12602.56 | 10596.72 | 11711.13 | 10354.27 |
| Other Interest | 24254.64 | 20214.87 | 20173.73 | 11182.34 | 12014.13 |
| Operating Expenses | 302454.19 | 279236.99 | 282848.97 | 160669.65 | 145658.85 |
| Payments to and provisions for employees | 142927.47 | 132087.35 | 130994.78 | 75011.16 | 59628.44 |
| Rent,Taxes and lighting | 11473.93 | 11565.09 | 11654.46 | 8241.69 | 10198.36 |
| Depreciation on Banks property | 10209.56 | 8410.52 | 8380.35 | 4459.08 | 4288.32 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 743.64 | 681.51 | 1169.99 | 566.26 | 682.32 |
| Law charges | 2034.34 | 1179.02 | 854.25 | 731.65 | 723.77 |
| Communication Expenses | 1504.94 | 1198.82 | 1483.24 | 824.81 | 585.00 |
| Repairs and Maintenance | 6807.37 | 6723.52 | 5505.51 | 3281.19 | 3218.06 |
| Insurance | 12191.78 | 8776.07 | 10702.56 | 5507.82 | 4950.36 |
| Other expenses | 114561.17 | 108615.11 | 112103.82 | 62045.98 | 61384.23 |
| Provisions and Contingencies | 135476.23 | 141527.19 | 159904.99 | 111875.11 | 130650.81 |
| Provision for investments | 25342.50 | 14329.00 | 522.10 | -1365.00 | 2133.90 |
| Provision for advances | 100780.30 | 96346.40 | 141764.70 | 110389.70 | |
| Others Provisions | 9353.43 | 30851.79 | 17618.19 | 2850.41 | 128516.91 |
| Profit Before Tax | 144266.56 | 91449.97 | 38815.55 | -15135.04 | -21114.00 |
| Taxes | 36188.60 | 33499.00 | 11795.70 | 5090.00 | -26585.50 |
| Current Income Tax | 36188.60 | 33499.00 | 11795.70 | 5090.00 | -26585.50 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 108077.96 | 57950.97 | 27019.85 | -20225.04 | 5471.50 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -898.44 | -336.04 | -659.61 | -654.25 | -942.05 |
| Share of Associate | 5367.94 | 3633.29 | 2545.81 | 1014.97 | 1489.08 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 112547.46 | 61248.22 | 28906.05 | -19864.32 | 6018.53 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 112547.46 | 61248.22 | 28906.05 | -19864.32 | 6018.53 |
| Transfer to Statutory Reserve | 26509.41 | 14196.03 | 6393.94 | | 867.60 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 37224.53 | 28662.86 | 3330.28 | -19864.32 | 2548.38 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 21769.56 | 11791.85 | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 27043.95 | 6597.48 | 19181.83 | 0.00 | 2602.55 |
| Equity Dividend % | 120.00 | 65.00 | | | |
| Earnings Per Share | 62.00 | 34.00 | 18.00 | -19.00 | 8.00 |
| Adjusted EPS | 12.00 | 7.00 | 4.00 | -4.00 | 2.00 |