| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 449850.00 | 388880.00 | 391080.00 | 214010.00 | 191820.00 |
| Interest / Discount on advances / Bills | 319410.00 | 269280.00 | 273640.00 | 159330.00 | 139820.00 |
| Interest on balances with RBI and other Inter-bank funds | 8780.00 | 8520.00 | 4260.00 | 1770.00 | 1400.00 |
| Income on investments | 116900.00 | 109980.00 | 111700.00 | 52750.00 | 50420.00 |
| Others | 4760.00 | 1120.00 | 1480.00 | 160.00 | 180.00 |
| Other Income | 78050.00 | 73800.00 | 61110.00 | 33260.00 | 18910.00 |
| Commission,exchange and brokerage | 15640.00 | 11820.00 | 11320.00 | 3390.00 | 3250.00 |
| Profit / (loss)on sale of investments(net) | 3830.00 | 16350.00 | 21260.00 | 8800.00 | 1750.00 |
| Profit on sale of Fixed Assets | 0.00 | 30.00 | 0.00 | 10.00 | -20.00 |
| Foreign Exchange Gains | 10090.00 | 6900.00 | 4060.00 | 2020.00 | 1730.00 |
| Income earned from subsidiaries/joint venture | | | 120.00 | 130.00 | 120.00 |
| Rent / Lease Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provisions Written Back | | | | | |
| Miscellaneous income | 48480.00 | 38700.00 | 24360.00 | 18920.00 | 12060.00 |
| Total Income | 527900.00 | 462680.00 | 452190.00 | 247270.00 | 210740.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 247170.00 | 221290.00 | 234390.00 | 137980.00 | 121670.00 |
| Intereston Deposits | 231820.00 | 209330.00 | 222180.00 | 129940.00 | 112300.00 |
| Interest on RBI / inter-bank borrowings | 6160.00 | 2480.00 | 4010.00 | 7580.00 | 8410.00 |
| Other Interest | 9190.00 | 9470.00 | 8200.00 | 460.00 | 950.00 |
| Operating Expenses | 127250.00 | 113540.00 | 107890.00 | 44330.00 | 40280.00 |
| Payments to and provisions for employees | 75790.00 | 67380.00 | 64120.00 | 24780.00 | 22280.00 |
| Rent,Taxes and lighting | 6260.00 | 6150.00 | 6120.00 | 3180.00 | 2990.00 |
| Depreciation on Banks property | 5320.00 | 6010.00 | 6330.00 | 3140.00 | 2590.00 |
| Depreciation on leased assets | 0.00 | 0.00 | 40.00 | 0.00 | 0.00 |
| Auditor's fees and expenses | 530.00 | 480.00 | 630.00 | 340.00 | 420.00 |
| Law charges | 230.00 | 200.00 | 240.00 | 90.00 | 50.00 |
| Communication Expenses | 980.00 | 1110.00 | 1190.00 | 520.00 | 640.00 |
| Repairs and Maintenance | 1950.00 | 2460.00 | 2020.00 | 940.00 | 950.00 |
| Insurance | 8140.00 | 7420.00 | 6820.00 | 2870.00 | 2560.00 |
| Other expenses | 28060.00 | 22310.00 | 20390.00 | 8470.00 | 7800.00 |
| Provisions and Contingencies | 93840.00 | 95320.00 | 80750.00 | 51190.00 | 45950.00 |
| Provision for investments | 4050.00 | 1110.00 | -10.00 | 3910.00 | 10350.00 |
| Provision for advances | 89020.00 | 94120.00 | 77860.00 | 950.00 | 35630.00 |
| Others Provisions | 780.00 | 100.00 | 2900.00 | 46330.00 | -30.00 |
| Profit Before Tax | 59630.00 | 32530.00 | 29170.00 | 13770.00 | 2830.00 |
| Taxes | 6330.00 | -7410.00 | -990.00 | 6190.00 | -380.00 |
| Current Income Tax | 6330.00 | -7410.00 | -990.00 | 6190.00 | -380.00 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 53300.00 | 39940.00 | 30160.00 | 7580.00 | 3210.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -10.00 | -20.00 | -10.00 | -10.00 | -10.00 |
| Share of Associate | 2430.00 | 1500.00 | 1350.00 | 1040.00 | 600.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 55720.00 | 41420.00 | 31490.00 | 8610.00 | 3800.00 |
| Adjustments to PAT | | -230.00 | 410.00 | | |
| IV. APPROPRIATIONS | 66440.00 | 49640.00 | 37470.00 | 13100.00 | 7700.00 |
| Transfer to Statutory Reserve | 13200.00 | 9860.00 | 7510.00 | 1880.00 | 810.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 26550.00 | 18000.00 | 13870.00 | | 10.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 10710.00 | 8100.00 | 2260.00 | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 15980.00 | 13680.00 | 13830.00 | 11220.00 | 6880.00 |
| Equity Dividend % | 86.00 | 65.00 | 20.00 | | |
| Earnings Per Share | 45.00 | 33.00 | 28.00 | 14.00 | 8.00 |
| Adjusted EPS | 45.00 | 33.00 | 28.00 | 14.00 | 8.00 |