| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 84810.00 | 68194.00 | 93574.00 | 98598.00 | 110775.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 29459.00 | 30455.00 | 40344.00 | 59019.00 | 68379.00 |
| Portfolio management services | | | | | |
| Dividend income | 319.00 | 256.00 | 696.00 | 1622.00 | 2271.00 |
| Brokerages & commissions | 16.00 | 14.00 | 3761.00 | 3657.00 | 3516.00 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 55017.00 | 37469.00 | 48773.00 | 34299.00 | 36609.00 |
| Operating Income (Net) | 84810.00 | 68194.00 | 93574.00 | 98598.00 | 110775.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 10652.00 | 10643.00 | 16159.00 | 14073.00 | 16500.00 |
| Salaries, Wages & Bonus | 9892.00 | 9983.00 | 15165.00 | 12670.00 | 15020.00 |
| Contributions to EPF & Pension Funds | 507.00 | 437.00 | 620.00 | 703.00 | 674.00 |
| Workmen and Staff Welfare Expenses | 166.00 | 102.00 | 39.00 | 309.00 | 580.00 |
| Other Employees Cost | 87.00 | 121.00 | 335.00 | 391.00 | 225.00 |
| Operating & Establishment Expenses | 23568.00 | 21601.00 | 21526.00 | 13335.00 | 13623.00 |
| Depository Charges | | | | | |
| Security Transaction tax | 191.00 | 382.00 | 460.00 | 306.00 | 489.00 |
| Software & Technical expenses | 1104.00 | 752.00 | 1143.00 | 815.00 | 817.00 |
| Commission, Brokerage & Discounts | 2845.00 | 2074.00 | 1437.00 | 1229.00 | 1250.00 |
| Rent , Rates & Taxes | 1137.00 | 1036.00 | 1897.00 | 2148.00 | 2414.00 |
| Repairs and Maintenance | 142.00 | 72.00 | 73.00 | 133.00 | 152.00 |
| Insurance | 28.00 | 37.00 | 64.00 | 77.00 | 67.00 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 18121.00 | 17249.00 | 16453.00 | 8627.00 | 8434.00 |
| Administrations & Other Expenses | 8974.00 | 6645.00 | 6463.00 | 6482.00 | 7142.00 |
| Printing and stationery | 53.00 | 30.00 | 72.00 | 124.00 | 205.00 |
| Professional and legal fees | 5129.00 | 3115.00 | 3160.00 | 1552.00 | 1809.00 |
| Advertisement & Sales Promotion | 2086.00 | 1953.00 | 1507.00 | 1282.00 | 1506.00 |
| Other General Expenses | 1706.00 | 1548.00 | 1724.00 | 3524.00 | 3623.00 |
| Provisions and Contingencies | 13518.00 | 1875.00 | 21939.00 | 39914.00 | 7918.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | 137.00 | | |
| Losson disposal of fixed assets(net) | 3.00 | 25.00 | 222.00 | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | 3464.00 | |
| Other Miscellaneous Expenses | 13515.00 | 1849.00 | 21581.00 | 36450.00 | 7918.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 56712.00 | 40764.00 | 66087.00 | 73805.00 | 45183.00 |
| Operating Profit (Excl OI) | 28098.00 | 27430.00 | 27487.00 | 24793.00 | 65592.00 |
| Other Income | 1558.00 | 5229.00 | 14915.00 | 893.00 | 951.00 |
| Other Interest Income | 191.00 | 243.00 | 184.00 | 305.00 | 263.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | | |
| Income from investments | | 3072.00 | 13992.00 | | |
| Provision Written Back | 43.00 | 970.00 | | | 114.00 |
| Others | 1324.00 | 944.00 | 738.00 | 588.00 | 574.00 |
| Operating Profit | 29657.00 | 32660.00 | 42402.00 | 25686.00 | 66544.00 |
| Interest | 25746.00 | 29841.00 | 38340.00 | 47930.00 | 47832.00 |
| Loans | 5378.00 | 7746.00 | 11660.00 | 18458.00 | 18005.00 |
| Deposits | 89.00 | 11.00 | 52.00 | 50.00 | 132.00 |
| Bonds / Debentures | 17926.00 | 19385.00 | 23630.00 | | |
| Other Interest | 2353.00 | 2699.00 | 2999.00 | 29423.00 | 29695.00 |
| Depreciation | 1382.00 | 1511.00 | 2599.00 | 2322.00 | 1316.00 |
| Profit Before Taxation & Exceptional Items | 2529.00 | 1307.00 | 1463.00 | -24567.00 | 17395.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 3847.00 | 2274.00 | 1456.00 | -24567.00 | 17437.00 |
| Provision for Tax | -208.00 | 153.00 | -1083.00 | -4129.00 | 6993.00 |
| Current Income Tax | 1617.00 | 1085.00 | 240.00 | 3243.00 | 6396.00 |
| Deferred Tax | -1849.00 | -925.00 | -1323.00 | -7100.00 | 445.00 |
| Other taxes | 23.00 | -7.00 | 0.00 | -273.00 | 153.00 |
| Profit After Tax | 4056.00 | 2121.00 | 2539.00 | -20438.00 | 10444.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -614.00 | -233.00 | 114.00 | -15.00 | -492.00 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 3442.00 | 1888.00 | 2653.00 | -20452.00 | 9952.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 9955.00 | 6068.00 | -1554.00 | 18215.00 | 18029.00 |
| Appropriations | 13397.00 | 7956.00 | 1099.00 | -2237.00 | 27981.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 13397.00 | 7956.00 | 1099.00 | -2237.00 | 27981.00 |
| Equity Dividend % | 150.00 | 145.00 | 145.00 | | 140.00 |
| Earnings Per Share | 4.00 | 2.00 | 3.00 | -23.00 | 11.00 |
| Adjusted EPS | 4.00 | 2.00 | 3.00 | -23.00 | 11.00 |