| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 16087.60 | 13044.50 | 11033.60 | 9025.50 | 7101.70 |
| Sale of Shares / Units | | | | | |
| Interest income | 13886.50 | 11288.60 | 9765.80 | 7866.80 | 5937.50 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 75.40 | 47.70 | 31.10 | 33.10 | 23.40 |
| Processing fees and other charges | 511.40 | 414.60 | 334.40 | 299.70 | 236.90 |
| Other Operating Income | 1614.40 | 1293.60 | 902.30 | 825.90 | 903.90 |
| Operating Income (Net) | 16087.60 | 13044.50 | 11033.60 | 9025.50 | 7101.70 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 3015.90 | 2342.90 | 1730.50 | 1474.10 | 1172.40 |
| Salaries, Wages & Bonus | 2651.30 | 2009.30 | 1544.90 | 1314.80 | 1028.20 |
| Contributions to EPF & Pension Funds | 135.70 | 113.20 | 82.70 | 67.20 | 44.60 |
| Workmen and Staff Welfare Expenses | 64.60 | 41.90 | 17.90 | 27.30 | 31.00 |
| Other Employees Cost | 164.20 | 178.50 | 85.10 | 64.70 | 68.60 |
| Operating & Establishment Expenses | 667.20 | 523.70 | 374.40 | 304.90 | 388.50 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 71.60 | 52.30 | 24.00 | 10.80 | 4.50 |
| Commission, Brokerage & Discounts | 111.00 | 69.90 | 60.40 | 57.40 | 60.00 |
| Rent , Rates & Taxes | 13.60 | 7.50 | 5.80 | 5.40 | 78.50 |
| Repairs and Maintenance | 82.90 | 53.10 | 33.60 | 23.70 | 29.80 |
| Insurance | | | | | |
| Electricity & Power | 41.70 | 29.90 | 27.00 | 24.70 | 21.40 |
| Other Operating Expenses | 346.40 | 310.90 | 223.70 | 182.90 | 194.20 |
| Administrations & Other Expenses | 523.90 | 344.70 | 205.60 | 282.10 | 206.30 |
| Printing and stationery | 15.20 | 10.20 | 8.80 | 7.10 | 10.30 |
| Professional and legal fees | 100.00 | 74.40 | 43.90 | 46.50 | 48.80 |
| Advertisement & Sales Promotion | 108.50 | 66.40 | 19.80 | 86.50 | 29.60 |
| Other General Expenses | 300.20 | 193.60 | 133.10 | 142.10 | 117.60 |
| Provisions and Contingencies | 198.30 | 290.60 | 417.20 | 186.80 | 106.60 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 198.30 | 290.60 | 417.20 | 186.80 | 106.60 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 4405.30 | 3501.80 | 2727.80 | 2247.90 | 1873.70 |
| Operating Profit (Excl OI) | 11682.40 | 9542.70 | 8305.80 | 6777.60 | 5228.00 |
| Other Income | 18.40 | 12.00 | 21.60 | 8.00 | 10.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 2.80 | 0.20 | 0.90 | | 0.20 |
| Income from investments | | | | | |
| Provision Written Back | | | | | |
| Others | 15.60 | 11.80 | 20.70 | 8.00 | 9.90 |
| Operating Profit | 11700.80 | 9554.70 | 8327.40 | 6785.60 | 5238.00 |
| Interest | 5929.30 | 4790.20 | 4595.80 | 3570.60 | 2562.30 |
| Loans | 5824.60 | 4686.70 | 4487.60 | 3443.90 | 2451.50 |
| Deposits | | | | | |
| Bonds / Debentures | | | | | |
| Other Interest | 104.80 | 103.40 | 108.10 | 126.70 | 110.70 |
| Depreciation | 287.20 | 237.60 | 206.10 | 195.60 | 97.20 |
| Profit Before Taxation & Exceptional Items | 5484.20 | 4526.90 | 3525.50 | 3019.40 | 2578.50 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 5484.20 | 4526.90 | 3525.50 | 3019.40 | 2578.50 |
| Provision for Tax | 1187.80 | 975.10 | 636.30 | 528.90 | 818.20 |
| Current Income Tax | 1041.00 | 912.30 | 670.10 | 639.70 | 504.20 |
| Deferred Tax | 146.80 | 62.80 | -33.80 | -110.80 | 314.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 4296.40 | 3551.80 | 2889.20 | 2490.40 | 1760.30 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 4296.40 | 3551.80 | 2889.20 | 2490.40 | 1760.30 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 10846.80 | 7788.70 | 5471.90 | 3479.90 | 2069.80 |
| Appropriations | 15143.20 | 11340.60 | 8361.10 | 5970.30 | 3830.10 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 15143.20 | 11340.60 | 8361.10 | 5970.30 | 3830.10 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 54.00 | 45.00 | 37.00 | 32.00 | 23.00 |
| Adjusted EPS | 54.00 | 45.00 | 37.00 | 32.00 | 23.00 |