| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 479316.90 | 382809.15 | 408538.26 | 425907.74 | 410048.19 |
| Interest / Discount on advances / Bills | 335488.88 | 259874.45 | 275475.31 | 289767.40 | 274149.94 |
| Interest on balances with RBI and other Inter-bank funds | 16745.63 | 6377.54 | 11550.96 | 24442.50 | 28647.72 |
| Income on investments | 120341.15 | 111551.26 | 116483.73 | 107568.89 | 100181.34 |
| Others | 6741.25 | 5005.91 | 5028.26 | 4128.97 | 7069.19 |
| Other Income | 72111.67 | 80105.43 | 68965.51 | 68088.89 | 47909.12 |
| Commission,exchange and brokerage | 13823.15 | 12106.62 | 11185.74 | 13703.95 | 12582.77 |
| Profit / (loss)on sale of investments(net) | 18397.12 | 14101.97 | 19533.57 | 5921.04 | -3896.08 |
| Profit on sale of Fixed Assets | 1340.51 | 2773.12 | 602.06 | 467.46 | 4303.83 |
| Foreign Exchange Gains | 10082.05 | 25647.35 | 18916.36 | 15087.43 | 13146.70 |
| Income earned from subsidiaries/joint venture | 212.46 | 155.96 | 222.04 | 143.04 | 114.86 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 28256.38 | 25320.40 | 18505.75 | 32765.97 | 21657.05 |
| Total Income | 551428.57 | 462914.58 | 477503.78 | 493996.63 | 457957.31 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 274406.38 | 240834.34 | 264209.50 | 271914.61 | 272071.16 |
| Intereston Deposits | 237000.63 | 226977.65 | 245732.51 | 237275.38 | 230831.84 |
| Interest on RBI / inter-bank borrowings | 30198.60 | 6229.01 | 11562.76 | 25869.17 | 31001.99 |
| Other Interest | 7207.16 | 7627.68 | 6914.23 | 8770.06 | 10237.33 |
| Operating Expenses | 143735.39 | 121700.99 | 110063.54 | 106124.02 | 103939.25 |
| Payments to and provisions for employees | 84529.03 | 71120.82 | 65288.64 | 61965.58 | 60818.25 |
| Rent,Taxes and lighting | 8664.23 | 8026.48 | 7666.07 | 7362.20 | 7264.51 |
| Depreciation on Banks property | 4265.11 | 3716.79 | 3800.94 | 3919.55 | 3728.42 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 1214.08 | 950.43 | 821.31 | 808.46 | 725.77 |
| Law charges | 419.92 | 454.63 | 287.89 | 535.53 | 539.94 |
| Communication Expenses | 2929.73 | 1689.10 | 1834.95 | 1727.47 | 1448.43 |
| Repairs and Maintenance | 796.06 | 688.22 | 617.34 | 745.23 | 647.66 |
| Insurance | 7976.54 | 7522.75 | 7027.33 | 5088.57 | 5044.64 |
| Other expenses | 32940.71 | 27531.78 | 22719.08 | 23971.44 | 23721.64 |
| Provisions and Contingencies | 72299.72 | 44642.74 | 70452.60 | 161656.26 | 168531.11 |
| Provision for investments | 12077.60 | 3973.60 | 8686.50 | 3419.20 | 10656.90 |
| Provision for advances | | | | | |
| Others Provisions | 60222.12 | 40669.14 | 61766.10 | 158237.06 | 157874.21 |
| Profit Before Tax | 60987.08 | 55736.51 | 32778.14 | -45698.25 | -86584.20 |
| Taxes | 22166.20 | 21675.30 | 10790.30 | -16404.20 | -31610.00 |
| Current Income Tax | 22166.20 | 21675.30 | 10790.30 | -16404.20 | -31610.00 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 38820.88 | 34061.21 | 21987.84 | -29294.05 | -54974.20 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -13.79 | 52.66 | 21.87 | 2.00 | -4.77 |
| Share of Associate | -427.47 | 811.86 | -1182.21 | -1218.33 | 713.31 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 38379.61 | 34925.72 | 20827.50 | -30510.38 | -54265.66 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 58357.01 | 34037.85 | -217051.78 | -234655.84 | -203410.16 |
| Transfer to Statutory Reserve | 10060.00 | 8520.00 | 5410.00 | | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | 56.99 | 795.82 | |
| Appropriation to Other Reserves | 12014.95 | | | | |
| Equity Dividend | | | -237823.88 | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 36282.06 | 25517.85 | 15305.11 | -235451.65 | -203410.16 |
| Equity Dividend % | 20.00 | 20.00 | | | |
| Earnings Per Share | 9.00 | 9.00 | 6.00 | -9.00 | -20.00 |
| Adjusted EPS | 9.00 | 9.00 | 6.00 | -9.00 | -20.00 |