You Are On:
EQUITY
Equity Analysis
  Price
    Gainers & Losers
    Out & Under Performers
    Only Buyers & Sellers
     Advances & Declines
     New Highs & Lows
     Weightage
     5 Day's Up & Down
  Volume
  Analysis
News Analysis
Corporate Info
Corporate Action
Other Market
Financial Ratios    
Central Bank Of India
 
BSE Code 532885
ISIN Demat INE483A01010
Book Value 32.33
NSE Code CENTRALBK
Dividend Yield(%) 0.00
Market Cap(Million) 538999.53
P/E(X) 21.15
EPS(Rs.) 2.94
Face Value(Rs.) 10  
Particulars Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operational & Financial Ratios          
   Earnings Per Share (Rs)1.82  1.20  -1.51  -1.96  -13.94  
   DPS(Rs)0.00  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)29.33  27.43  30.49  32.34  39.19  
Margin Ratios          
   Yield on Advances12.58  13.56  14.52  15.59  15.45  
   Yield on Investments6.58  6.93  7.67  7.81  6.92  
   Cost of Liabilities3.77  3.80  4.32  4.99  5.20  
   NIM3.05  2.62  2.40  2.31  2.23  
   Interest Spread8.81  9.76  10.20  10.61  10.25  
Performance Ratios          
   ROA(%)0.40  0.28  -0.24  -0.33  -1.72  
   ROE(%)6.42  5.01  -4.88  -6.53  -36.73  
   ROCE(%)8.62  6.52  -2.81  -1.46  -31.53  
Efficiency Ratios          
   Cost Income Ratio56.35  58.27  59.70  61.44  65.96  
   Core Cost Income Ratio57.35  59.29  67.61  68.87  67.54  
   Operating Costs to Assets2.19  1.88  1.84  1.94  1.83  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)13.26  15.25  0.00  0.00  0.00  
   PCE(x)10.66  11.87  -16.14  -8.33  -2.75  
   Price/Book(x)0.82  0.67  0.54  0.38  0.93  
   Yield(%)0.00  0.00  0.00  0.00  0.00  
   EV/Net Sales(x)1.14  1.03  0.66  0.54  0.88  
   EV/Core EBITDA(x)4.23  4.50  3.29  2.94  6.40  
   EV/EBIT(x)1.76  1.56  1.15  0.85  2.60  
   EV/CE(x)0.07  0.06  0.04  0.04  0.06  
   M Cap / Sales0.82  0.70  0.42  0.30  0.65  
Growth Ratio          
   Core Operating Income Growth23.19  15.06  8.08  12.65  3.92  
   Operating Profit Growth3.35  26.64  6.14  29.93  5.42  
   Net Profit Growth51.43  217.72  20.85  80.12  -10.51  
   BVPS Growth6.92  -10.03  -5.74  -17.47  -30.93  
   Advances Growth20.70  7.41  3.63  3.12  -6.40  
   EPS Growth(%)51.43  179.67  23.08  85.91  28.51  
Liquidity Ratios          
   Loans/Deposits(x)0.02  0.02  0.02  0.02  0.02  
   Cash / Deposits(x)0.08  0.11  0.10  0.10  0.07  
   Investment / Deposits(x)0.38  0.41  0.45  0.45  0.42  
   IncLoan / Deposits(x)2.26  2.18  1.66  1.84  1.75  
   Credit/Deposits(%)56.49  49.07  47.45  48.16  48.87  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.77  3.97  5.77  7.63  7.73