| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 256571.00 | 229033.40 | 228295.28 | 236755.90 | 227486.20 |
| Interest / Discount on advances / Bills | 150253.62 | 115998.70 | 117326.97 | 126092.66 | 130538.32 |
| Interest on balances with RBI and other Inter-bank funds | 14438.27 | 12381.06 | 6760.47 | 4808.90 | 8728.06 |
| Income on investments | 87184.23 | 92660.40 | 100138.79 | 99249.41 | 84602.03 |
| Others | 4694.89 | 7993.24 | 4069.06 | 6604.93 | 3617.79 |
| Other Income | 40844.94 | 29674.90 | 31107.69 | 36223.98 | 24163.33 |
| Commission,exchange and brokerage | 17869.43 | 14247.40 | 11159.51 | 11378.45 | 12069.53 |
| Profit / (loss)on sale of investments(net) | 2736.83 | 4909.71 | 13290.11 | 12149.42 | 2151.88 |
| Profit on sale of Fixed Assets | -13.40 | 91.00 | -209.96 | -224.13 | -44.27 |
| Foreign Exchange Gains | 3034.88 | 1992.44 | 866.92 | 2303.83 | 1404.37 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 17217.20 | 8434.34 | 6001.11 | 10616.40 | 8581.81 |
| Total Income | 297415.94 | 258708.29 | 259402.96 | 272979.88 | 251649.52 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 139051.02 | 133608.79 | 145429.61 | 160045.61 | 159346.58 |
| Intereston Deposits | 134273.34 | 128787.02 | 139917.40 | 154000.68 | 152748.18 |
| Interest on RBI / inter-bank borrowings | 1057.78 | 854.85 | 620.93 | 804.92 | 743.72 |
| Other Interest | 3719.90 | 3966.91 | 4891.28 | 5240.01 | 5854.69 |
| Operating Expenses | 89099.98 | 72770.73 | 67986.09 | 69389.95 | 60801.59 |
| Payments to and provisions for employees | 56156.97 | 44821.47 | 41502.34 | 42258.65 | 35744.82 |
| Rent,Taxes and lighting | 5285.76 | 4832.32 | 4954.18 | 4953.35 | 4740.97 |
| Depreciation on Banks property | 3859.80 | 2967.65 | 2925.29 | 2854.81 | 2779.35 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 354.76 | 308.70 | 387.07 | 282.93 | 305.83 |
| Law charges | 273.40 | 190.64 | 163.22 | 346.07 | 181.71 |
| Communication Expenses | 937.90 | 949.68 | 971.75 | 907.57 | 901.39 |
| Repairs and Maintenance | 1474.94 | 1620.90 | 1167.40 | 1045.43 | 990.10 |
| Insurance | 4414.49 | 4280.66 | | 3786.20 | 3001.14 |
| Other expenses | 16341.97 | 12798.71 | 15914.85 | 12954.95 | 12156.28 |
| Provisions and Contingencies | 42540.23 | 34962.47 | 59132.42 | 52698.84 | 113065.93 |
| Provision for investments | 2145.90 | 6467.40 | 3565.70 | 10655.40 | 9838.80 |
| Provision for advances | 39930.40 | 28350.20 | 55155.30 | 42591.74 | 104899.10 |
| Others Provisions | 463.93 | 144.87 | 411.42 | -548.30 | -1671.98 |
| Profit Before Tax | 26724.71 | 17366.30 | -13145.16 | -9154.52 | -81564.57 |
| Taxes | 10631.40 | 6721.30 | -4360.30 | 2118.60 | -25287.40 |
| Current Income Tax | 10631.40 | 6721.30 | -4360.30 | 2118.60 | -25287.40 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 16093.31 | 10645.00 | -8784.86 | -11273.12 | -56277.17 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -96.15 | -71.59 | -52.23 | -36.41 | -57.94 |
| Share of Associate | 790.62 | 184.50 | -1164.02 | -1247.71 | 165.86 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 16787.78 | 10757.92 | -10001.10 | -12557.23 | -56169.25 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 16930.37 | -176651.16 | -184288.05 | -172658.34 | -159457.12 |
| Transfer to Statutory Reserve | 3955.50 | 2612.10 | | | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | 12.52 | 13.30 | 15.90 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | 4.11 | 10.73 |
| Other appropriations | 12974.86 | -179263.26 | -184300.57 | -172675.76 | -159483.75 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 2.00 | 1.00 | -2.00 | -2.00 | -14.00 |
| Adjusted EPS | 2.00 | 1.00 | -2.00 | -2.00 | -14.00 |