| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 70490.00 | 69540.00 | 72350.00 | 75320.00 | 55560.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 69830.00 | 68880.00 | 71730.00 | 74830.00 | 54660.00 |
| Portfolio management services | | | | | |
| Dividend income | 0.00 | 0.00 | 30.00 | 40.00 | 40.00 |
| Brokerages & commissions | 20.00 | 20.00 | 60.00 | 60.00 | 470.00 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 640.00 | 640.00 | 520.00 | 390.00 | 400.00 |
| Operating Income (Net) | 70490.00 | 69540.00 | 72350.00 | 75320.00 | 55560.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 1860.00 | 2170.00 | 2050.00 | 2390.00 | 2240.00 |
| Salaries, Wages & Bonus | 1670.00 | 1930.00 | 1810.00 | 2060.00 | 1890.00 |
| Contributions to EPF & Pension Funds | 130.00 | 190.00 | 190.00 | 270.00 | 170.00 |
| Workmen and Staff Welfare Expenses | 40.00 | 20.00 | 20.00 | 30.00 | 20.00 |
| Other Employees Cost | 20.00 | 30.00 | 30.00 | 20.00 | 160.00 |
| Operating & Establishment Expenses | 230.00 | 240.00 | 220.00 | 220.00 | 290.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 20.00 | 20.00 | 20.00 | 30.00 | 70.00 |
| Rent , Rates & Taxes | 50.00 | 50.00 | 40.00 | 30.00 | 50.00 |
| Repairs and Maintenance | 140.00 | 140.00 | 130.00 | 130.00 | 130.00 |
| Insurance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Electricity & Power | 20.00 | 20.00 | 30.00 | 20.00 | 20.00 |
| Other Operating Expenses | 0.00 | 10.00 | 0.00 | 10.00 | 10.00 |
| Administrations & Other Expenses | 170.00 | 100.00 | 120.00 | 190.00 | 210.00 |
| Printing and stationery | 10.00 | 0.00 | 10.00 | 10.00 | 10.00 |
| Professional and legal fees | 50.00 | 30.00 | 70.00 | 60.00 | 80.00 |
| Advertisement & Sales Promotion | 20.00 | 10.00 | 10.00 | 30.00 | 50.00 |
| Other General Expenses | 100.00 | 50.00 | 40.00 | 80.00 | 70.00 |
| Provisions and Contingencies | 1260.00 | 1100.00 | 2240.00 | 2640.00 | 3870.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | 20.00 |
| Losson disposal of fixed assets(net) | | | | | 0.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | 60.00 | |
| Other Miscellaneous Expenses | 1260.00 | 1100.00 | 2240.00 | 2590.00 | 3850.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 3520.00 | 3610.00 | 4630.00 | 5440.00 | 6600.00 |
| Operating Profit (Excl OI) | 66970.00 | 65930.00 | 67710.00 | 69890.00 | 48950.00 |
| Other Income | 1100.00 | 2930.00 | 2290.00 | 400.00 | 440.00 |
| Other Interest Income | 320.00 | 320.00 | 320.00 | 340.00 | 350.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.00 | | | 0.00 | |
| Income from investments | | | | | |
| Provision Written Back | 740.00 | 2500.00 | 1860.00 | 0.00 | |
| Others | 50.00 | 110.00 | 110.00 | 50.00 | 90.00 |
| Operating Profit | 68080.00 | 68860.00 | 70000.00 | 70280.00 | 49390.00 |
| Interest | 45070.00 | 45330.00 | 47650.00 | 48480.00 | 30710.00 |
| Loans | 7100.00 | 1850.00 | 3220.00 | 5540.00 | 6620.00 |
| Deposits | 0.00 | 10.00 | 80.00 | 190.00 | 390.00 |
| Bonds / Debentures | 37930.00 | 43460.00 | 44340.00 | 42690.00 | 23380.00 |
| Other Interest | 40.00 | 10.00 | 10.00 | 50.00 | 310.00 |
| Depreciation | 110.00 | 80.00 | 70.00 | 60.00 | 50.00 |
| Profit Before Taxation & Exceptional Items | 22890.00 | 23460.00 | 22290.00 | 21750.00 | 18630.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 22890.00 | 23460.00 | 22290.00 | 21740.00 | 18630.00 |
| Provision for Tax | 5880.00 | 6290.00 | 6500.00 | 4660.00 | 6830.00 |
| Current Income Tax | 4350.00 | 4190.00 | 4280.00 | 4530.00 | 5850.00 |
| Deferred Tax | 1540.00 | 2110.00 | 2270.00 | 150.00 | 990.00 |
| Other taxes | -10.00 | 0.00 | -40.00 | -20.00 | -10.00 |
| Profit After Tax | 17010.00 | 17160.00 | 15790.00 | 17080.00 | 11800.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 17010.00 | 17160.00 | 15790.00 | 17080.00 | 11800.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 5520.00 | 2850.00 | 4770.00 | 360.00 | 0.00 |
| Appropriations | 22540.00 | 20010.00 | 20560.00 | 17440.00 | 11800.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | 310.00 | 280.00 |
| Other Appropriation | 22540.00 | 20010.00 | 20560.00 | 17130.00 | 11520.00 |
| Equity Dividend % | 39.00 | 35.00 | 22.00 | 31.00 | 8.00 |
| Earnings Per Share | 8.00 | 9.00 | 8.00 | 9.00 | 6.00 |
| Adjusted EPS | 8.00 | 9.00 | 8.00 | 9.00 | 6.00 |